“Our health insurance costs had become unaffordable. VistaNational’s expertise and negotiating experience reduced our costs to realistic levels. They gave clear options for us to consider and strategies for future planning. And we love their customer service! They help us with individual claims, billing and eligibility issues.”

Renee W., human resource manager, not-for-profit

“Vista listens to my needs, responds quickly and, most of all, someone is always available to help when I call. My previous broker merely sold insurance to me for my employees. Vista services the products they sell and tends to any needs or concerns we have as an employer.”

Steve J., president, auto dealership

“We were searching for an employee benefits provider who placed a high priority on customer service and cost containment. VistaNational met that challenge and continually responds to our evolving needs.”

Sandra M., superintendent, school district

At VistaNational, we think that watching out for your needs, and the needs of your employees, is our primary purpose.  From our Concierge Service program to benefits education campaigns and wellness programs, VistaNational extends a canopy of care over you and your employees. With our market knowledge and negotiating experience, VistaNational also watches over the health of your bottom line and long-term future.

Financial

A lot of insurance brokers manage to stay in business only because their clients assume, not always correctly, that their brokers are getting them the best possible deal.

But it often doesn’t work out that way. Consider the case of one large non-profit organization, which offered multiple PPO and HMO options through different carriers. They retained VistaNational to review their health benefit plans. As former carrier executives, Vista's consultants knew where to look for possible underwriting and calculation errors, and, sure enough, they found them.

The result? The carrier reduced the rate increase on the HMO from roughly 20% to 10%, saving the non-profit organization almost $300,000.

That’s just one example of VistaNational’s power. With more than 250 years of combined experience and hundreds of clients, it’s no exaggeration to say that our consultants have seen it all in this business. Whether on behalf of a large self-insured plan or a smaller, fully insured one, we know how to structure benefits plans effectively, how to negotiate on behalf of our clients, and how to search out costly errors and oversights.

Human Resources

We make HR professionals feel better every day. Sometimes, it’s just a matter of making their lives easier and eliminating some of their daily hassles. Other times, we’re literally improving their health, as in a recent case where we implemented a wellness program for a client that helped the HR manager herself discover that she had undiagnosed diabetes.

In another instance, VistaNational developed and executed an integrated communications campaign for the HR Department of a school district to better educate employees about their benefits. The campaign included a new employee benefits website, written communications materials, knowledgeable Vista team members to answer questions in person at enrollment meetings, and a toll-free number that employees could call with benefits questions.

The reason that we’re able to save HR professionals time and money, and eliminate so many of their administrative headaches, is that it is VistaNational's policy to reinvest a significant portion of our revenue back into supplemental services for our clients. We can become, in effect, an extension of your benefits department. It's what we refer to as our exclusive Concierge Service.

So, in addition to wellness programs, we also offer COBRA administration, benefits education, and more.

At VistaNational, we've designed our services specifically with the HR professional in mind. We make your job easier and more hassle-free by helping you do more with less.
Employees

As everyone who has ever grappled with a serious health problem knows, accessing our healthcare system can be like setting off into an administrative jungle: it’s dark in there, there’s no clear path to follow, and billing and claims dangers can lurk behind every tree.

For instance, there's the employee who went to an in-network hospital and had surgery performed by an in-network surgeon, only to get billed for an out-of-network anesthesiologist. Or the employee who received a $33,000 bill for treatment he had received years ago because his doctor hired a new billing service and discovered a claim that had never been submitted to the carrier. Or the employee who spent hours on the phone trying to determine out why she was billed her for an out-of-network doctor visit before finally finding out that her physician’s name was spelled differently on the claim.

To help minimize or completely eliminate these painful and expensive problems, VistaNational provides each client with access to our client advocacy unit.

Our client advocates have worked in claims and billing for most of the major carriers, so they understand exactly how to work with hospital billing departments, carrier claims departments, doctor's offices and, where necessary, attorneys and collection agencies.

We’ve designed our client advocacy unit to be as hands-on as possible. This means that not only HR professionals but individual employees have access to our client advocates, whose only job it is to cut through these frustrating complications and get employee claims issues resolved quickly and permanently. It's all part of our Concierge Service.

With VistaNational, employees can feel good about their company’s insurance plans, because, at every stage of the process, they’ll feel taken care of.

Testimonials

“Our health insurance costs had become unaffordable. VistaNational’s expertise and negotiating experience reduced our costs to realistic levels. They gave clear options for us to consider and strategies for future planning. And we love their customer service! They help us with individual claims, billing and eligibility issues.”

Renee W., human resource manager, not-for-profit

“Vista listens to my needs, responds quickly and, most of all, someone is always available to help when I call. My previous broker merely sold insurance to me for my employees. Vista services the products they sell and tends to any needs or concerns we have as an employer.”

Steve J., president, auto dealership

“We were searching for an employee benefits provider who placed a high priority on customer service and cost containment. VistaNational met that challenge and continually responds to our evolving needs.”

Sandra M., superintendent, school district

For more testimonials, or for references, please contact Vista